Financial Calculators

🛡

Emergency Funds

Average Monthly Expenses *

Target Months Coverage 6 months

Monthly Contribution *

Current Emergency Fund

Target Emergency Fund

Shortfall

Time-to-Target

Notes

💳

Debt Payoff Plan

Outstanding Loan Balance *

Interest Rate p.a. *

Remaining Term (Months) *

Intended Repayment Amount *

Fees & Charges

Flat / Simple Interest

Notes

After Repayment

New Loan Balance

New Repayment per month

Net Interests Saved

🛍

Large Purchase Funding

Amount *

Notes

Loan Financing

Loan %

$225,00045%

Loan Tenure (Months)

Interest Rate p.a.

Flat / Simple Interest

Repayment per month

Total Interests

Cash Payment

Total Cash Required

Downpayment by Cash

$125,00025%

Balance Cash Required

🚗

Vehicle Hire-Purchase Early Settlement

Original Loan Amount *

Interest Rate p.a. *

Tenure (Months) *

Total Instalment Paid *

Term Charges *

Notes

Early Settlement Fees

Interest Rebate % *

Fee % *

Fee Basis *

Processing Fee Unit *

Processing Fee

Est. Settlement Amt post Notice

Est. Settlement incl. Interest-in-Lieu

Interest Rebate

Total Estimated Fees

🏠

Mortgage Repayment

Outstanding Loan Balance *

Current Interest Rate p.a. *

Tenure Left (Years) *

Redemption Notice (months) 2 months

Notes

Lock-in Period

Lock-in End Date

Lock-in Penalty %

Lock-in Penalty $ (auto)

Clawback Amount

💷 REPAYMENT

Full Repayment Reduce Instalment (same tenure)

Prepayment Amount *

Prepayment Date *

Based on your existing loan

Monthly Instalment (editable)

Interest Remaining

Based on your repayment inputs

New Monthly Instalment

Net Interest Savings

Interest-in-Lieu

Net Savings

Total One-Off Cost

🏠

Mortgage Refinancing

Outstanding Loan Balance *

Current Interest Rate p.a. *

Tenure Left (Years) *

Redemption Notice (months) 2 months

Notes

Lock-in Period

Lock-in End Date

Lock-in Penalty %

Lock-in Penalty $ (auto)

Clawback Amount

🔄 REFINANCE (NEW BANK)

New Rate p.a. *

New Lock-In Period 3 years

Legal & Valuation Fees

Based on your existing loan

Monthly Instalment (editable)

Interest Remaining

Based on your refinancing inputs

New Monthly Instalment

Interest Remaining (new)

Interest-in-Lieu

Net Savings

Total One-Off Cost

Disclaimer: All calculations are estimates for illustration and planning purposes only. Actual figures depend on lender terms and conditions. These outputs do not constitute financial, investment, tax or legal advice. Consult a licensed financial adviser before making any financial decisions.

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